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Loan Rates


Share Covered Loan: 2% over current dividend rate 10 year max term
Credit Builder Loan: $1,000.00 LOAN - 2% over current dividend rate 2 year max term
Signature Loan: $15,000.00 maximum 3 year max term
Home Equity:

*See Loan Officer for current rates
1st Position
1st Position
1st Position
15 year max term
20 year max term
30 year max term
  C.U. will loan up to 80% of appraised value of primary residence. Fixed interest rate.
  2nd Position
2nd Position
10 year max term
15 year max term
  C.U. will loan up to 80% of appraised value of primary residence (less 1st Mortgage). Fixed interest rate.
Collateral:
(cars, trucks, vans)
Must have 10% down if vehicle is over $50,000.00
Must have 20% down if vehicle is over $70,000.00
New Vehicles:
(3 yrs old and newer)
Down Payment 48 mo. or shorter 49 mo. to 72 mo.
0 Down * Call Credit Union for current rates
10% Down
20% Down
Used Vehicles:
(4 yrs and older)
Down Payment 48 mo. or shorter 49 mo. to 72 mo.
0 Down * Call Credit Union for current rates
10% Down
20% Down
Recreational Vehicles:
(Sea Doos, Jet Skis, Snowmobiles)

New: must put 10% down
Used: appraisal, 20% down

6 year max term
financing up to 36 mo.
(Motorhomes)
Up to $30,000.00: must put 10% down
$30,001.00 - $50,000.00: must put 20% down
$50,001.00 and up: must put 20% down
(vehicle loan rates apply)
8 year max term
8 year max term
15 year max term
(Travel Trailers, 5th Wheels,
Boat, Airplanes, Farm Equipment,
Motorcycles, Etc.)
Up to $30,000.00: must put 10% down
Over $30,001.00: must put 20% down
(vehicle loan rates apply)
8 year max term
8 year max term
Manufactured & Mobile Homes:
(Must be set on a foundation)
New: must put 20% down
Used: must put 20% of appraised value down
(Length of loan will be determined by amount of purchase with term of up to 10 yrs maximum)

NCUA Equal Housing Opportunity Co-op Shared Branching